Patti Grooms

September is Life Insurance Awareness Month. We would like to help you protect what matters most.

I’m Patti Grooms, and for more than 25 years I’ve been proud to serve as a State Farm Agent, helping individuals, families, and business owners prepare for life’s changes with clear, easy‐to‐understand insurance options. My passion has always been building long‐term relationships rooted in faith, education, and personal service. My team and I are here to review coverage regularly and help ensure your Auto insurance, Home insurance, Life insurance, Renters insurance, and Business insurance continue to support what matters most to you.

Our agency is based right here in Irmo, South Carolina, and we proudly serve customers throughout the state from the Upstate to the Midlands to the Lowcountry, including Columbia, Chapin, Lexington, Moncks Corner, Goose Creek, Hannahan, Summerville, Charleston, Mt. Pleasant and Myrtle Beach. Whether you’re new to the area or simply re‐evaluating your coverage, we make it easy to explore options for Auto, Motorcycle, Boat, Home, Renters, Condo, and Business insurance, along with Life insurance to help support your family’s future.

Inside our office, I believe strongly in empowering, licensing, and continually training my professional team so you receive service you can depend on. With more than 100 years of combined experience, our focus is on educating customers, not just selling policies, so you can feel confident about the coverage you choose. We also offer flexible service options, including virtual, phone and in office appointments, to make insurance reviews convenient no matter where you are.

Our office is pet‐friendly too, and you’re always welcome to stop by and meet our golden retrievers, Lennie girl and Ruby. Giving back is an important part of who we are. I’m actively involved with organizations such as Harvest Hope Food Bank, Habitat for Humanity, Changed Lives Ministries along with local shelters and outreach programs across the region.

When I’m not in the office, I enjoy gardening, boating, and fishing with family and friends at Lake Moultrie and Lake Murray, two places that are home to me.

If you’re thinking about updating your coverage or looking ahead to the future, my licensed and caring team and I would love to help—call, click, text, or stop by our Irmo, South Carolina office to start a conversation or schedule a personalized insurance review.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Looking for coverage? Talk with Patti and team about your options in Irmo.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. For personalized coverage in Irmo, SC, reach out to Patti and team.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Patti is proud to serve the Irmo community.

Q: What should I know about life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Serving Irmo and the surrounding area, Patti and team can help answer your questions.

Q: What kinds of things does renters insurance protect?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Have questions? Patti and team in Irmo can walk you through your options.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Patti works with Irmo residents to find coverage that fits.